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We had three fantastic games Saturday during NFL Wild Card Weekend and the games only get better Sunday. With three games now on each day, it sets up endless opportunities for bettors. So without further ado, let’s take a look at our top NFL Wild Card parlay prediction for Sunday’s slate.

NFL Wild Card Sunday parlay picks and predictions

Odds via BetMGM; access USA TODAY Sports’ betting odds for a full list. Lines last updated 9:25 a.m. ET.

Leg 1: Baltimore Ravens at Tennessee Titans (+140)

The Titans enter this game as 3-point home underdogs. That doesn’t make a ton of sense considering Tennessee has already beaten Baltimore this season. While it’s true the Titans have one of the league’s worst pass defenses, the Ravens aren’t the type of team that can expose them in that area.

This is a game in which both teams are going to want to run the ball early and often, but the game will ultimately be decided by which quarterback plays better. Given their recent playoff history, Titans QB Ryan Tannehill inspires more confidence, especially with his arsenal of weapons at receiver.

The Titans aren’t a bad bet on the spread (+3, -105), but the value is here on the money line. Tennesee has a great chance to win this game at home and advance to the second round of the playoffs.

Also see:Ravens at Titans odds, picks and prediction

Leg 2: Chicago Bears +11 (-110) at New Orleans Saints

It’s hard to trust Bears QB Mitchell Trubisky much in a playoff game, but the recent history of Saints QB Drew Brees isn’t much better. New Orleans has one of the most talented rosters in the NFL, but their quarterback play over the last month has been less than ideal.

The Bears likely won’t win this game, but as double-digit underdogs on the road with no fans? That seems like a little bit too much. We know Chicago has a great defense and should make things difficult for Brees and Saints head coach Sean Payton.

If the Bears’ offense can score into the low-20s, they should have no problem covering this spread. There is also some backdoor cover potential here for the Bears as they could easily score late and get this within 10 in the final minutes.

Also see:Bears at Saints odds, picks and prediction

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Leg 3: Cleveland Browns at Pittsburgh Steelers -6.5 (-105)

Despite the Browns being without their head coach and several key players such as OL Joel Bitonio, CB Denzel Ward and DE Olivier Vernon, the Steelers are just 6.5 point favorites in this game. In the first meeting of the season, Pittsburgh dominated from the opening whistle. That game was never a contest and Cleveland was much healthier than they are entering this Wild Card matchup.

Pittsburgh’s defense should dominate in this game and it’s hard to envision Cleveland scoring more than 17 points. For that reason, the Steelers should cover with ease as they will face a defense that can’t stop opposing quarterbacks at all.

Also see:Browns at Steelers odds, picks and prediction

WILD CARD PARLAY Bet $100 to earn a profit of $694.55

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Tennessee Rep. Darren Jernigan was reading a copy of the weekly Tennessee Journal when a recent sports betting approval caught his eye.

An approval during a January meeting of the Tennessee Education Lottery Sports Wagering Committee allowed Advance Financial Money Transmission Company to take deposits for Action 24/7, a sportsbook owned by the same people as loan company Advance Financial 24/7.

Having the ability to fund a TN sports betting account at the same place high-interest loans are available rubbed Jernigan the wrong way. That’s why he filed HB824 Tuesday to make it illegal for people to bet and have a loan at the same location. Sen. Richard Briggs filed an identical bill, SB 1029, Wednesday.

“Really, it is the literal definition of loan sharking,” Jernigan said. “I take a 279% interest and then gamble with it. The only difference is you don’t get your legs broken the next day, you go into a cycle of debt that ends up in bankruptcy.”

It’ll still be a few weeks before Jernigan puts the bill up for committee hearing, as he’s still working on the proposal. He’s considering an amendment to clean up some of the language and an amendment to require a bank account to place sports bets.

Action 24/7 using Tennessee sports betting winnings to pay off loans?

Another thing Jernigan had a problem with is Action 24/7 using the winnings of anyone that has a loan with Advance Financial to pay down their debt.

Jernigan said he’s already aware of one person that’s happened to who is willing to testify to it. He’s worried about what that might encourage.

“Some people might say [paying down the debt] is a good thing too, I don’t know,” Jernigan said. “But what it encourages is for folks to go in and place a bet to try to knock their loan off.”

Advance Financial’s vendor application to allow deposits and withdrawals at their more than 100 locations around Tennessee didn’t sit well with the Lottery board during the meeting, either. Speakers noted the request “feels a little funny” and “gives some pause.”

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Ultimately, though, the application was approved because it didn’t go against the sports betting law passed in 2019.

Advance Financial denies keeping winnings

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LSR reached out for comment from Action 24/7 but was rerouted to Cullen Earnest, senior VP of public policy at Advance Financial 24/7.

Earnest denied the claim:

“This practice is not happening in our stores. No one has contacted us with a complaint like this – ever. If you find someone that has experienced anything like this at one of our stores please contact me. We will remedy the situation immediately.”

Proposal would prevent multiple types of transactions

Should the bipartisan proposal pass, it would be illegal for lenders to offer multiple types of services to someone also betting in the same place:

• Flex loan plans
• Loans using titles to a customer’s property, like a car, as collateral
• Deferred presentment services, which include accepting a check and holding it before using it as payment or deposit
• Cashing checks